The insurance is provided by AIG and is arranged by “Rothbury Insurance Brokers”, the insurance adviser to the Natural Health Practitioners of New Zealand Inc.
The underwriters at AIG and our Insurance Broker, have considerable experience in arranging covers of this type and have access to a panel of specialist legal advisers to assist you with claims
The Territorial and Jurisdictional limits of the Insurance policy only covers you and your practice in NZ. However, cover for short term visits to Australia can be arranged.
An additional policy and fee applies and it covers you for numerous short periods during the financial year. Please contact the NHPNZ Office to arrange.
No. To reduce administration, which can be a large part of the insurance cost, you will only be given a Certificate of Insurance. A copy of the full policy is available for inspection at the NHPNZ office.
Yes. You have to pay the first $1,000 of any claim or costs incurred which is called the Excess.
You will be charged on a pro-rata payment if you join part way through the year.
Cover starts as soon as the NHPNZ Office receives your payment and your application has been accepted by the insurers.
The cover runs from 1 April each year which is the renewal date of the NHPNZ insurance programme. This will be charged on a pro-rata payment if you join part way through the year.
Please contact the Natural Health Practitioners of New Zealand Office to arrange.
| LIMIT OF INDEMNITY | PER MEMBER |
|---|---|
| General Liability | $2,000,000 each occurrence |
| Products Hazard | $2,000,000 in the aggregate |
| Employers Indemnity | $500,000 in the aggregate |
| Statutory Liability | $500,000 in the aggregate |
| Professional Indemnity (Provision of training services only in the Natural Health profession only) | $500,000 any one claim and in the aggregate |
As long as you are a current member of a Professional Association/Training Establishment that recognises your modality/ies or have those modalities registered with NHPNZ and have paid the required premium you are covered for all of those modalities.
